Last updated: September 4, 2026
Intermarket Universe ("IU," "IU Digest," "we," "us") publishes independent investment research at iudigest.com. This policy explains what information we collect from visitors and subscribers, how we use it, and the choices you have. It applies to this website and any subscriber account features we offer.
If you email us (including through the Contact page), we receive whatever you include in that message — typically your name, email address, and the content of your inquiry. If and when subscriber accounts launch, creating one will involve providing an email address and, for paid tiers, payment information handled directly by our payment processor (see "Third-Party Services" below) — we do not receive or store full card numbers ourselves.
Like most websites, we use Google Analytics to understand how visitors use our site — which pages are read, how people arrive here, and general engagement patterns. This involves cookies and similar technologies that collect:
We do not use this data to build individual profiles for advertising, and we do not sell it.
Cookies are small text files a website stores on your device. We currently use the following categories:
| Category | Purpose | Example |
|---|---|---|
| Analytics | Understand site usage and improve content | Google Analytics (_ga, _gid) |
| Functional | Remember basic preferences during your visit | Session-based UI state |
We do not currently use advertising or cross-site tracking cookies. Most browsers let you block or delete cookies through their settings; doing so may affect some site functionality but will not prevent you from reading published research. You can also opt out of Google Analytics tracking specifically using Google's browser add-on.
We use a small number of third-party services to operate the site. Each processes data under its own privacy policy:
We retain contact inquiries and correspondence for as long as reasonably necessary to address them and maintain business records. Analytics data is retained according to Google Analytics' standard retention settings. Subscriber account data, once that feature launches, will be retained for the life of the account plus a reasonable period afterward for billing and legal purposes.
Depending on where you live, you may have rights to access, correct, delete, or restrict the use of your personal information, and to opt out of certain data uses.
You have the right to access, rectify, erase, or restrict processing of your personal data, and to data portability, subject to certain exceptions. You may also lodge a complaint with your local data protection authority.
You have the right to know what personal information we collect, to request deletion, and to opt out of the "sale" or "sharing" of personal information (as those terms are broadly defined under California law, which can include analytics cookies). We do not sell personal information for monetary consideration.
To exercise any of these rights, contact us at intelligence@iudigest.com.
This site is intended for a general financial-research audience and is not directed to children under 16. We do not knowingly collect personal information from children.
We may update this policy as the site and its features evolve, particularly as subscription functionality launches. Material changes will be reflected by updating the "Last updated" date above.
Questions about this policy or your data can be sent to intelligence@iudigest.com or through our Contact page.
